How much does it cost to build a house in the United States?

It depends on land, site work, size, finishes, and location. True Build Cost publishes planning ranges by state and major metro using the same average program—about 2 acres and a 2,000 sqft builder-grade home—then lets you refine with your ZIP.

Why do state and metro build costs differ?

Labor wages, land prices, and permit or impact fees vary widely. Coastal and high-demand metros usually stack higher land and soft costs; many inland and rural markets run closer to or below the national mid-range.

Should I use a state guide or start with my ZIP?

Use a state or metro guide to browse a typical range for that place. Start with your ZIP when you want a live estimate tuned to local multipliers and the chapters that apply to your lot—well versus city water, garage, finishes, and more.

Cost to build a house by state

Featured

Major metros

High-interest markets with tighter local multipliers.

Austin skyline at night along Lady Bird Lake

Texas

$576k

Austin

Open

California

$1.18M

Los Angeles

Open

New York

$1.21M

New York City

Open

Florida

$625k

Miami

Open

Washington

$901k

Seattle

Open

Colorado

$751k

Denver

Open

All states

Scroll the directory, open a state, then dive into metros.

01
Alabama
1 metro with local guides
- Birmingham
Avg build
$459k
$386k–$623k
Open guide
02
Alaska
1 metro with local guides
- Anchorage
Avg build
$651k
$549k–$879k
Open guide
03
Arizona
2 metros with local guides
- Phoenix
- Tucson
Avg build
$530k
$445k–$740k
Open guide
04
Arkansas
Statewide guide
Avg build
$441k
$371k–$598k
Open guide
05
California
4 metros with local guides
Avg build
$786k
$652k–$1.17M
Open guide
06
Colorado
2 metros with local guides
- Denver
- Colorado Springs
Avg build
$621k
$520k–$884k
Open guide
07
Connecticut
Statewide guide
Avg build
$676k
$566k–$959k
Open guide
08
Delaware
Statewide guide
Avg build
$570k
$479k–$797k
Open guide
09
Florida
4 metros with local guides
Avg build
$530k
$443k–$760k
Open guide
10
Georgia
2 metros with local guides
- Atlanta
- Savannah
Avg build
$495k
$415k–$688k
Open guide
11
Hawaii
1 metro with local guides
- Honolulu
Avg build
$828k
$683k–$1.26M
Open guide
12
Idaho
1 metro with local guides
- Boise
Avg build
$517k
$433k–$727k
Open guide
13
Illinois
1 metro with local guides
- Chicago
Avg build
$612k
$516k–$839k
Open guide
14
Indiana
1 metro with local guides
- Indianapolis
Avg build
$484k
$407k–$661k
Open guide
15
Iowa
1 metro with local guides
- Des Moines
Avg build
$471k
$396k–$642k
Open guide
16
Kansas
Statewide guide
Avg build
$459k
$386k–$623k
Open guide
17
Kentucky
Statewide guide
Avg build
$461k
$388k–$629k
Open guide
18
Louisiana
1 metro with local guides
- New Orleans
Avg build
$475k
$400k–$650k
Open guide
19
Maine
Statewide guide
Avg build
$556k
$468k–$761k
Open guide
20
Maryland
1 metro with local guides
- Baltimore
Avg build
$639k
$535k–$910k
Open guide
21
Massachusetts
1 metro with local guides
- Boston
Avg build
$722k
$603k–$1.04M
Open guide
22
Michigan
1 metro with local guides
- Detroit
Avg build
$539k
$454k–$737k
Open guide
23
Minnesota
1 metro with local guides
- Minneapolis–St. Paul
Avg build
$577k
$486k–$795k
Open guide
24
Mississippi
Statewide guide
Avg build
$424k
$357k–$574k
Open guide
25
Missouri
2 metros with local guides
- Kansas City
- St. Louis
Avg build
$484k
$407k–$661k
Open guide
26
Montana
Statewide guide
Avg build
$508k
$427k–$705k
Open guide
27
Nebraska
Statewide guide
Avg build
$471k
$396k–$642k
Open guide
28
Nevada
1 metro with local guides
- Las Vegas
Avg build
$570k
$479k–$797k
Open guide
29
New Hampshire
Statewide guide
Avg build
$593k
$498k–$826k
Open guide
30
New Jersey
Statewide guide
Avg build
$706k
$590k–$1.02M
Open guide
31
New Mexico
1 metro with local guides
- Albuquerque
Avg build
$487k
$410k–$668k
Open guide
32
New York
2 metros with local guides
- New York City
- Buffalo
Avg build
$724k
$607k–$1.03M
Open guide
33
North Carolina
3 metros with local guides
Avg build
$497k
$417k–$695k
Open guide
34
North Dakota
Statewide guide
Avg build
$492k
$415k–$666k
Open guide
35
Ohio
2 metros with local guides
- Columbus
- Cleveland
Avg build
$516k
$434k–$705k
Open guide
36
Oklahoma
2 metros with local guides
- Oklahoma City
- Tulsa
Avg build
$459k
$386k–$623k
Open guide
37
Oregon
2 metros with local guides
- Portland
- Eugene
Avg build
$616k
$516k–$870k
Open guide
38
Pennsylvania
2 metros with local guides
- Philadelphia
- Pittsburgh
Avg build
$575k
$484k–$788k
Open guide
39
Rhode Island
Statewide guide
Avg build
$650k
$545k–$920k
Open guide
40
South Carolina
4 metros with local guides
Avg build
$482k
$404k–$669k
Open guide
41
South Dakota
Statewide guide
Avg build
$468k
$394k–$635k
Open guide
42
Tennessee
2 metros with local guides
- Nashville
- Knoxville
Avg build
$484k
$406k–$675k
Open guide
43
Texas
4 metros with local guides
Avg build
$517k
$434k–$728k
Open guide
44
Utah
1 metro with local guides
- Salt Lake City
Avg build
$550k
$460k–$780k
Open guide
45
Vermont
Statewide guide
Avg build
$579k
$487k–$800k
Open guide
46
Virginia
1 metro with local guides
- Northern Virginia
Avg build
$573k
$481k–$805k
Open guide
47
Washington
2 metros with local guides
- Seattle
- Spokane
Avg build
$654k
$548k–$928k
Open guide
48
West Virginia
Statewide guide
Avg build
$455k
$384k–$616k
Open guide
49
Wisconsin
1 metro with local guides
- Milwaukee
Avg build
$541k
$455k–$743k
Open guide
50
Wyoming
Statewide guide
Avg build
$500k
$421k–$684k
Open guide

Frequently asked questions

Guides are planning ranges—not bids. Soft costs and finishes change totals a lot. Land & build checklist, read the method, or start an estimate with your ZIP.

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